Effective Date: 04-02-26

Welcome to Small Business Momentum ("Company," "we," "our," or "us"). By accessing this website or purchasing our services, you agree to be bound by these Terms of Service.

If you do not agree to these terms, please do not use our website or services.

1. Services

Small Business Momentum provides business coaching, consulting, accountability, educational resources, and related services for small business owners.

Our services are intended to provide guidance, support, and educational information. We do not provide legal, financial, tax, accounting, or other licensed professional advice.

2. No Guarantee of Results

While we strive to provide valuable coaching and business guidance, we do not guarantee any specific results.

Business success depends on many factors, including but not limited to:

Your effort and implementation
Market conditions
Competition
Economic factors
Existing business operations

Any examples, testimonials, case studies, or discussions of potential outcomes are provided for illustrative purposes only and should not be interpreted as guarantees.

3. Client Responsibility

You acknowledge that you are solely responsible for:

Business decisions
Marketing decisions
Hiring decisions
Financial decisions
Implementation of recommendations

You agree that all actions taken as a result of our coaching or consulting are made at your own discretion and risk.

4. Payment Terms

Fees for services will be disclosed prior to purchase.

By purchasing services, you agree to pay all applicable fees.

Unless otherwise stated:

Payments are non-refundable.
Subscription services renew according to the agreed billing schedule.
You may cancel future renewals at any time before the next billing cycle.

Failure to make payment may result in suspension or termination of services.

5. Cancellation Policy

Clients may cancel coaching services by providing notice before their next scheduled billing date.

No refunds will be provided for services already delivered.

Missed coaching calls may be forfeited unless otherwise agreed upon.

6. Intellectual Property

All content provided by Small Business Momentum, including but not limited to:

Coaching materials
Frameworks
Worksheets
Training resources
Website content
Videos
Documents

remains the property of Small Business Momentum.

You may use these materials for your own business purposes but may not reproduce, distribute, resell, or share them without written permission.

7. Confidentiality

We respect the confidentiality of information shared during coaching and consulting engagements.

However, you understand that electronic communications and online services cannot be guaranteed to be completely secure.

You agree not to share confidential information belonging to Small Business Momentum, including proprietary frameworks, materials, and processes.

8. Limitation of Liability

To the fullest extent permitted by law, Small Business Momentum shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

Use of the website
Coaching services
Consulting services
Business decisions made by clients

Our total liability for any claim shall not exceed the amount paid by the client for services during the preceding 30 days.

9. Third-Party Services

We may recommend or discuss third-party products, software, advertising platforms, AI tools, marketing services, or vendors.

We are not responsible for the performance, policies, or outcomes associated with any third-party service.

Your use of such services is entirely at your own risk.

10. Website Use

You agree not to:

Use the website for unlawful purposes
Attempt to gain unauthorized access to systems or data
Disrupt website functionality
Copy or scrape website content without permission

We reserve the right to restrict access to users who violate these terms.

11. Disclaimer

All information provided through our website, coaching, consulting, emails, videos, and other communications is provided for educational and informational purposes only.

No information provided by Small Business Momentum should be considered legal, tax, accounting, financial, or investment advice.

You should consult qualified professionals before making decisions in those areas.

12. Modifications

We reserve the right to modify these Terms of Service at any time.

Updated versions will be posted on this page with a revised effective date.

Continued use of the website or services constitutes acceptance of any modifications.

13. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of [Insert State], without regard to conflict of law principles.

14. Contact Information

If you have questions regarding these Terms of Service, please contact:

Small Business Momentum

Website: smallbusinessmomentum.com

Email: james4392010@gmail.com

Phone: 512-814-8232